Software Solutions
The Portal Card system, in addition to the particular attributions of each product, still has flexible and fully online management and operational modules, further enhancing the entire operation.
With our own software, we work with the open architecture for services through the management and continuous maintenance of the System improvement.
WE DEVELOP SOFTWARE WITH SPECIFIC QUALITY CHARACTERISTICS.
Functionality
Evidence of the existence of sets of functions and their specified properties.
Reliability
The software is designed to maintain your performance level under all conditions.
Modifiability
Specified settings for ready flexibilization.
Usability
Considering all the attributes that show the necessary effort to be able to use it, as well as the individual judgment of this use, by an explicit or implicit set of users.
Efficiency
The relationship between the level of software performance and the amount of resources used.
SOLUTIONS TO ASSIST YOUR MANAGEMENT.
- PROCESSING AND GENERATION OF PAYMENTS TO THE NETWORK ACCREDITED WITH INTERFACE FOR THE MAIN RETAIL AND SERVICE NETWORKS.
- RECEIVABILITY MANAGEMENT FOR PRIVATE LABEL.
- FINANCIAL REPORTING BASE.
- Summary of Balances, IOF, Future Releases, DECRED, Central BACEN Risk Center, new concessions, average rates, etc.
- BASE FOR LEGAL AND TAX REPORTS (SRF and BACEN).
- CALL CENTER MANAGEMENT SOFTWARE.
- DASHBOARD.
- PARAMETRIZABLE FINANCIAL AND ACCOUNTING MANAGEMENT SYSTEM.
- Accounting based on COSIF banking standards.
- Accounting Events, Group of Accounts, Manual Posting, Accounting Mask.
- Accounting integration with the Issuer system.
- Balance Sheet, Diary, Lots, Reason.
- Reports for integrated financial and accounting support.
- BACKOFFICE MANAGEMENT.
- Administrative and accounting treatment of backoffice (contestations of financial transactions).
- FRAUD MANAGEMENT.
- FRIENDLY COLLECTION SYSTEM.
- Collection team portfolios;
- Occurrence Record with contact progress;
- External Charge, and more.
- e - PORTADOR, the Mobile application for Querying Extracts, Balances and Limits by the Carrier.
- e - POS, the Mobile application for transaction authorization.
- PAYMENT METHODS: PRE-PAYMENT AND POST-PAYMENT
- And much more!
PAYMENT METHODS.
PREPAID
The mode in which the holder inserts credits in the card first so that later the use is possible.
There is no risk of granting credit, ideal for the profile of the bearer who does not need a bank account or does not work, as there is no defined credit granting policy.
Prepaid facilitates day-to-day small expenses and can be recharged as many as necessary, without risk of carrying money in kind.
It can be used to receive salaries, allowance payments and service provision. The Prepaid mode allows you to make purchases in sight, easily, quickly and conveniently. And yet, with all these benefits, the bearer does not have to worry about extra spending and payment invoices, providing an organization in the budget.
POS-PAID
Most popular mode, being identified as the most usual Credit Card.
The Card Issuer determines a bearer credit limit value, and the cardholder uses the card in the most diverse ways in the acquisition of products or services and after use occurs the cut of the Invoice, and subsequent payment.
In the Portal Card system the Postpaid mode offers credit analysis tools minimizing the risks in the concession. The system is complete, providing easy and controlled management with total security for companies that wish to manage their financial operation.
This modality is of wide application and acceptance, offering flexibility in the definition of the number of installments, value of interest rates, charges, annual fees, etc.
